Congratulations! You have decided to begin the process to purchase a home. The first step is to figure out what you will want in your future home. Are you looking for newer home? Or maybe you need a larger home, or one that is closer to your job, or a better school for your kids. Or perhaps you would like your mortgage to be smaller. Taking this time to determine your goals will help you with your home search and zoom in on what you are really looking for.
It will also help you avoid falling in love with the wrong things such as a big back yard or a beautiful kitchen but it’s too far from work or costs more than you can afford. In the end, you will have made a more informed decision based on the important criteria that served as your foundation and ultimately find the home you really love with all of the components that you want.
Buying a property can be confusing, especially to first time home buyers. Whether you are a first time home buyer or a homeowner looking to purchase another home, the "right" real estate agent makes all the difference when you are ready to buy.
So, I may be just a little biased about this, but if you keep reading, you will see that there are a lot of steps to buying a home. Thus, you should have a great REALTOR® on your side who will keep you informed, find off-market listings, negotiate on your behalf, help you with providers such as lenders, inspectors, contractors, and manage the transaction to get you to the closing table without hiccups. You want a REALTOR® who always puts you and your goals at the top of the list. You’re probably wondering where you would even find such a great realtor. I invite you to learn more about ME! Please allow me the opportunity to provide you with the elite service that you deserve.
Determining how much you want to spend is probably one of the most important aspects of purchasing a home. Your budget can make or break your decision when it comes to picking the home that you love. Lots of factors play a role and influence your budget, from the down payment to the costs of owning a home. It will be worth taking some time to crunch the numbers to come up with the right amount that you are comfortable spending.
It is never too early to apply for a mortgage loan! Financing can be difficult to understand, but your REALTOR® can recommend a trusted local lender to help you learn the process. Sit down with your preferred lender and get a pre-approval letter in hand that shows you’re financially ready to buy a new home. This will separate you from the crowd when it becomes time to submit an offer on the home that you want.
There are literally thousands of neighborhoods in the Dallas - Ft. Worth area. Finding the best one that fits you may feel like searching for a needle in a haystack. When it comes to deciding where to live, review your goals. If you want to live closer to work or within a certain school district, start checking out neighborhoods in the area. Your budget can also help you narrow down your top choices.
So, you now have your finances in order and have zeroed in on your favorite neighborhoods, what comes next? This is the fun part- shopping for homes! Searching online is the best place to start and there are so many ways, which makes this step easy and convenient. You can search listings in your preferred neighborhood, city, or school district at your desired price range. Set up and save searches to receive alerts when new homes come on the market that match your criteria. You can even see which listings have an upcoming open house!
You have seen a lot of homes online that have major potential, but there is no substitute for seeing them in person. As your REALTOR®, I will schedule tours of your favorite homes that you have selected, and we will meet to see how you feel about each one. I will also schedule time with builders if new construction is of interest. Take your time at each stop and try to imagine living there. Make sure to consider the neighborhood and surrounding areas, such as major shopping centers, busy streets, and highways. This is your chance to experience your potential lifestyle, community, and home before you purchase!
We have found the home that you want, so now it’s time to make it yours! The first step is to submit an offer to the seller. This is where a having an experienced REALTOR® would be to your advantage. As your REALTOR®, I will educate and advise you to ensure your offer is clean and well considered, making it easy for a seller to accept. With your input, I will negotiate with the seller and make sure any additional paperwork is signed and completed correctly. Once the seller accepts your offer, you are under contract and the countdown to owning your new home begins!
While your new home may seem perfect, there may be hidden problems that only a trained eye of an inspector can find such as potential pitfalls before you purchase the home. An inspector will check the overall structure, appliances, HVAC – all the way down to faucets and fixtures. As your REALTOR®, I will review the inspection report with you to help you decide if any repairs or negotiations are necessary before closing.
Closing is such an exciting time since it is the date you get keys, and your new home officially becomes yours! At your scheduled closing time, we will meet at the title company to sign a stack of paperwork. Once you have signed every page and the funds are transferred to the seller, the home becomes yours and you can then celebrate and start moving in! CONGRATULATIONS!!!
Get your real estate questions answered about buying or selling from a REALTOR® who buys and sells multiple properties a year as an investor!